Vanquis Credit Card Review

Vanquis credit card review are designed to help people who have a poor credit history. Unlike other credit cards, Vanquis does not limit the amount of credit a customer can have. Instead, it allows customers to build up their credit rating over time.

What is the highest credit limit with Vanquis?

In addition to its credit card, Vanquis offers loans to its customers. These loans range from PS1000 to PS5000, with repayments over a period of 1-3 years.

The application process is very easy. Once you have completed the process, you will receive an instant decision. You can check your eligibility online, and then apply. Alternatively, you can go to a branch. It can take as little as 60 seconds for a decision to be made.

You can also access your account via their website. Having this option means you can check your balance, make payments, and set up alerts. This is great for those who are concerned about losing control of their money.

If you have a bad credit rating, the Vanquis Classic credit card might be ideal for you. Unfortunately, the interest rate is higher than other credit cards. However, you can use the pre-application eligibility checker to see if you qualify for the card.

The Chrome card is another product offered by Vanquis. While it offers more benefits than the Classic card, its variable APR is still high. Also, it has a 3% cash advance fee and a PS12 late payment fee.

As with the other credit cards from Vanquis, the interest rate is higher than most credit cards. Nevertheless, it is possible to build up a good credit score by paying off the full balance each month.